AceMoney Lite is a freeware tool that helps you organise and manage your finances with ease.

Although limited to managing a single account, the software is powerful enough to suit the home user.

Generate reports by category or payer/payee, and see at a glance how much money was spent. Add pie charts and you have all you need.

Manage your bills, complete with reminders of when they are due, track the performance of your stock options/investments, and use the 100 predefined spending categories to set budget limits.

Small businesses are catered for with support for QIF and OFX formats for downloading information from online banks. Data can also be exported in HTML, text or CSV formats.

As is sensible with such a program, bank account and credit card information can be password protected to prevent unauthorised access.

AceMoney Lite can handle multiple currencies and has the ability to download current exchange rates via the internet.